America’s 25 Most Affordable Cities for 2024-2025

Wichita, Kansas

The cost of living is an important factor when choosing a new place to live in the USA. Not surprisingly, a survey of over 3,000 U.S. residents about the importance of different factors in deciding where to live reflected growing concerns among consumers about housing affordability and the rising cost of goods and services.

US News weighted this factor’s value at 27%, establishing it as one of the major measures used to calculate the ranking of the Best Places to Live in the United States.

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To determine which places on the list are the most affordable, US News examined the percentage of median yearly household income that is spent on the average cost of renting or owning a home in each city, such as the typical cost of taxes and utilities, along with price parity (a comparison of the cost of goods and services throughout the U.S.). Based on this evaluation, these are the most affordable cities to live in the United States:

  1. Fort Wayne, Indiana
  2. Huntsville, Alabama
  3. Wichita, Kansas
  4. Springfield, Missouri
  5. Davenport, Iowa
  6. Hickory, North Carolina
  7. Montgomery, Alabama
  8. Green Bay, Wisconsin
  9. Little Rock, Arkansas
  10. Oklahoma City, Oklahoma
  11. Lexington, Kentucky
  12. Lafayette, Louisiana
  13. Omaha, Nebraska
  14. Brownsville, Texas
  15. Lincoln, Nebraska
  16. Peoria, Illinois
  17. Louisville, Kentucky
  18. South Bend, Indiana
  19. Toledo, Ohio
  20. Rockford, Illinois
  21. Indianapolis, Indiana
  22. McAllen, Texas
  23. Kansas City, Missouri
  24. Tulsa, Oklahoma
  25. Dayton, Ohio

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